Our R70i Aging Experience is a new way to start the conversation about long term care. Discover how our homebuyer education program can connect you with more potential borrowers. Financial Professionals login optionsopens in new window, MyCarescout Login Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian. 20-Minute Micro Session Home Suite Home is an exclusive Enact program that helps your borrowers feel more secure in their new home. To view the calendar with all webinars click here. TRID guidelines are designed to help borrowers understand the terms costs associated with of their loan more clearly before closing. You are protected COURSES & REGISTRATION See our full list of upcoming classes and register. The Global Learning & Development team offers our employees opportunities to grow and develop in and out of the classroom. Learn the key fields and information that can impact your borrower's loan application. Learn the mathematical formulas for five key ratios used to assess the risk associated with mortgage loans. It's not rocket science, so why can't this be you? We will simplify it, so you can easily understand how it works, and its potential benefits. Our new 45-minute class will show you five key tipsyou can take to avoid potential time delays, and has been updated to include the NEW 1003 (URLA). 550 East Swedesford Road Suite 350 Wayne, PA 19087 . We're committed to making a difference in our employees' lives. FHA or Enact MI? Contact Us Contact Us 888 GENWORTH(888 436.9678) Monday-Thursday8:30 AM-6 PM ETFriday9 AM-6 PM ET Contact CareScout at 800 571.1918 Search Search Genworth.com Aging & You Go BackAging & You Aging & Your Health Go BackAging & Your Health Hearing Impairments Vision Simulation Mobility Challenges Aging & Your Family It requires that our employees embrace the need to regularly evaluate their own knowledge and skill sets. In reviewing each section, you will develop a broader understanding of the appraisal and the Sales Comparison Approach. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! Todays employers have found unique ways to, compensate or reward their employees. For more information about Genworth Training, contact your Genworth sales representative, call the Genworth ActionCenter at 800 444.5664, or you can view . Pilson, Timmie (Genworth) Created Date: 10/27/2010 3:33:25 PM Other titles: Income Calculation Worksheet Company: GMAC ResCap . Educate, optimize and streamline your lending process with MGICs vast library of tools, resources and marketing materials. We have committed to developing our employees because these changes in the marketplace require new competencies. Learn the two things customers need to trust to do business with you, what bothers borrowers and Realtors the most about the loan process, and how to separate yourself and sound different from the competition. Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. Learn how the Borrower-Paid Single Mortgage Insurance option works for borrowers and lenders. For example, in April 2020 alone, there was a reported 10% decline in self-employed individuals, causing a direct impact on your borrower . *The Coverage Needs Estimator is not available for all policy forms. This comprehensive webinar takes you on a step-by-step review of the Partnership and S Corporation tax returns. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Show Training & Webinars Borrower Education resources Access resources to First Time Home Buyers Education and Landlord Counseling. Available formats: Webinar,On-Demand Video, On-Site Training (Contact your Arch MI Account Manager), The First Step in Understanding Acceptable Qualifying Income, Audience:Loan Originators, Loan Processors, Jr. Underwriters. Expert Skills in group process facilitation, classroom instruction, and organizational effectiveness. Get registered for training on AEP, OEP, selling strategies, plans and products, technology tools, and more. Third-party websites may use them to remember that you have visited a website, and this information is shared with other organisations such as media publishers. Management Training Webinar Options. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations. Conventional loans are much more common than government-backed financing. Share this document with a friend. Long Term Care Insurance Claims. Session 3 - Evaluating Credit, Capacity, Capital & Collateral. IMPORTANT: Do not close this window until you enter the confirmation code. Skip to Main Content E-Learning: Remote Work Series. To assist our customers in facing the challenges of this changing work structure, our Essentials Training team has designed a series of micro-learning topics that focus on the skills . Processors andUnderwriters. Get access to essential resources that can help make your job easier. Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. Start planning for long term care so they can live life with confidence. Join IIL's free webinars, for skilling up on project management, leadership, agile and scrum, communication, and work-life balance. Click here. For a first-time homebuyer, the process comes with a lot of unknowns. At the end of the study, they concluded that there were three core factors to success. 1.800.511.8888. Bring your calculator and be ready to practice what you learn. We've expanded our Nontraditional Credit Guidelines. Targeted or advertising cookies collect information about your browsing habits. Learn how to calculate qualifying income for a self-employed borrower. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. Sharing your expertise via online webinars helps establish you as a trusted financial advisor to a wide audience. Diversity, Equity & Inclusion, Social Responsibliity, National MI Benefits, Current Job Openings, Creating Clients the Ninja Way with Rebecca Lorenz, Insights from the 2023 NextGen Womens Homeownership Report with Kristin Messerli. Select a course category below to see what topics are offered under each and how to access: Learn about Mortgage Insurance (MI): What it is, how it works, why it provides value to lenders, investors, borrowers and how it helps build a path to homeownership! Whether you are a seasoned mortgage professional or new to mortgage lending, this video contains a lot of useful information to ensure success when working with Radian. Radian's MI Online customer portal makes submitting and activating MI quick and easy. Delivered by respected financial services industry experts, our webinars are timely, relevant and engaging. Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practicesneeded to build your teams confidence and grow your share of originations. We offer over 400 webinars per year for bankers on compliance, BSA/AML, coaching, lending, bank call reporting and TRID - as well as hot topics on pandemic preparedness, Cares Act . 2-Day Course:This two-day course, designed with industry newcomers in mind, provides an overview of mortgage lending from A to Z. Modules range from industry terminology and property types, to the basics of understanding credit, income, the loan application and more! In this five-minute video, you will learn how the GSEs, Fannie Mae & Freddie Mac, are accepting the desktop appraisal. Allowable add-backs and required deductions will be discussed, and well demonstrate how to calculate income from various business structures, introducing you to the Arch MI Tax Return Analysis Calculator (AMITRAC), the industrys most user-friendly Schedule Analysis form. First Class Training for administration and facilities roles. When determining whether a webinar is the best medium for your needs, consider. Click any title below to learn more and register. In this course, we will dive into the fundamentals of self-employed borrower income calculation, including allowable add-backs and required deductions. 11:00am (PT) 11:00am (PT) Analyzing Appraisals for Single Family Residences, Identifying the Key Areas of the Uniform Residential Appraisal Report, Audience:Loan Processors and Underwriters. Watch Webinar Recording How to Review an Appraisal This webinar was recorded on February 23, 2023. Just use the dropdown menus to find the webinar or local event that's right for you. In this second course of the Back to Basics Income Fundamentals series, we review documentation requirements, explore the components of paystubs and W-2s, discuss how to determine pay cycle frequency and provide an overview of mandatory payroll deductions. 60-Minute Session We have a history of valuing employee development at Genworth that is evident at every level in the organization. As more employees move to work from home, companies are investing in tools and technologies that support a remote work environment. In the first quarter of 2018, conventional loans were used for 74% of all . Reviewing and Understanding the Basics of Tax Returns, Audience:Loan Originators, Jr. 24/7 access Online library of interactive courses Short videos help maximize your learning experience Timely podcasts you can listen to while on the go Supplemental activities reinforce important concepts and apply what have you learned Engaging workbooks and training materials bolster your knowledge Explore On-Demand Foundation On-Demand Series 30-Minute Session General Dwight Eisenhower said, Plans are nothing. Suggested Prerequisite: Business Tax Returns 201, Unique Considerations for Partnerships and S Corporations. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. 1. Want to close more loans FASTER? Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. conducted on an ongoing basis to monitor employee satisfaction. In this 1-hour webinar, we will show you threeeasymethods to begin using immediately to achieve next level productivity in both your personal and professional life. Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. Our Valentine's Day gift to you 13 webinar . WITH RESPECT TO THESE MATERIALS AND THE RELATED TRAINING. This video series, featuring Rene Rodriguez, will tackle some of your most complex challenges with simple steps that lead to positive results. Learn how to put our powerful solutions to work for your business. Financial Professionals login optionsopens in new window, MyCarescout Login This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. Understanding Loan Product Advisor - Advanced Guidelines and Updates, Updated Policy or Underwriting Changes or Clarifications, How to Determine if a Borrower Qualifies for the Program and its Benefits, Learn How to Properly Calculate Assets and Reserves for Mortgage Loans, Understand Fannie Mae's HomeReady Loan Program, Best Practices in Avoiding Common Underwriting Errors, Review Common Mistakes and Learn How to Avoid Them, Review of Partnership Income Form 1065 with Schedule K1, Fannie Mae 1084, and Review the K-1, 1065 and Solvency Test, Verify Sufficient Funds to Close by Completing the Two Examples, Review Different Types of Income and the LES (Leaving & Earning Statement), Review and Calculate Miscellaneous Employment Income, Bonus, Overtime, Commissions, Seasonal Income, Unemployment, Temporary Leave, Review S-Corporation - Form 1120S and 1040 with W2 and K1. 12:00pm (PT) Understand income trending and be introduced to the Arch MI Tax Return Analysis Calculator (AMITRAC). In this session, Dr. Bruce Lund, founder of the top entrepreneur coaching business, 90-Day Sales Manager, can show you how to be a master at following up! These fees may have a direct impact to both lenders and borrowers. Webinars, on the other hand, are more controlled, and the participants have clear roles: One or several experts (the presenters) share their ideas or provide training to an audience (the attendees). Three keys to becoming a better listener. Let us help you build, strengthen and educate your team. Our new Timely Topics video can assist you in preparing for these changes. Whether you are new to the industry or a veteran, MGIC courses are great for learning and refreshers!. 30-Minute Session Stay connected to the latest mortgage insurance news, trends and expert insights with timely email alerts. Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. During this session, we will break down K-1s for both Partnerships and S Corporations and demonstrate how to calculate qualifying income. This module will look at eligible sources for funds to close and reserves (if applicable) as well as the requirements for asset documentation. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. Radian Guaranty Inc's MI Online customer portal offers you an easy tool to submit your MI order to Radian. LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. Starting an open and honest conversation with the people listed here will help create a plan that covers everyones needs. Login/Register This short video will show you how Radian supports these transactions. This practical, hands-on course is designed to walk the participant through a thorough analysis of self-employed borrower income by completing a full cash flow analysis.