http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds Phone Number: 231-689-7246 "Estate Tax." https://www.lucecountymi.com/register-of-deeds, Mackinac County Register of Deeds https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Coldwater, MI 49036 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. P.O. Phone Number: 989-734-2676 Kalamazoo, MI 49007 Phone Number: 989-846-9201 Pleasant, MI 48858 8562 http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. White Cloud, MI 49349 The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. Harrison, MI 48625 Reed City, MI 49677 Phone Number: 269-673-0390 This is also where you specify how the two of you will own the property. Lansing, MI 48918-1900 Phone Number: 989-354-9547 You may also have to pay a document transfer tax. One of the most common incorrect assumptions in real estate is that someone can be added to a deed. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds Phone Number: 906-341-3618 Or, it could be that you want the ownership of your property to go to your child in the event of your death. P.O. Your state law may have other specific languages to use. Jensen attended Idaho and Boise State Universities. You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. In some areas, your spouse also must sign the deed. Fax Number: 810-667-0293 Fax Number: 810-648-5461 Phone Number: 231-547-7204 One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Courthouse 100 W. Main Street Saginaw, MI 48602 Her work has appeared in various print and online publications. Manistee, MI 49660 You can also find out by contacting the tax assessor's office in your county. County Building You die 50 years later, and your spouse decides to sell the house five years after that for $1 million. Phone Number: 810-648-2313 Bring a government-issued photo ID with you when you get your signature notarized. http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. https://presqueislecounty.org/register-of-deeds/, Roscommon County Register of Deeds Phone Number: 231-256-9682 https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Fax Number: 906-643-1178 Fax Number: 517-546-5966 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds Box 718 Cadillac, MI 49601 https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds Step 1: Download the MI quitclaim deed form. This could result in far lower capital gains taxes. Caro, MI 48723 Fax Number: 906-774-4660 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. 5095 4th St. Phone Number: 989-831-7337 The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Accessed April 10, 2020. Email: dsimmons@ogemawcountymi.gov emily in paris savoir office. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Phone Number: 231-724-6271 By using our site, you agree to our. 839 10th Avenue Returning to the $100,000, suppose you create a TOD deed for your spouse. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! Phone Number: 231-627-8808 By using our site, you agree to our. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. However, not every state has this type of ownership, and the application is different in every state. Include your email address to get a message when this question is answered. http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds P.O. That means when you die, your spouse will absorb your ownership share of the property. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds To learn more about tax liability associated with adding your spouse to a deed, read on! However, in practice, they may refuse regardless of who you're adding to your house title or why. 220 W. Ellsworth Street If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. 200 W. Michigan Phone Number: 734-222-6700 Beulah, MI 49617 Enjoy! Phone Number: 231-843-4466 Roscommon, MI 48653-7664 https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds If you have a tenancy by entirety, then it converts to tenancy in common. wikiHow is where trusted research and expert knowledge come together. 120 N. Broadway Fax Number: 989-743-2459 Your county recorders office will have a list of ways to claim property. Accessed April 10, 2020. http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds If you add your spouse to your deed, he will have to use your basis if he later sells the property. 200 North Main St. Suite 110 Phone Number: 989-345-0728 ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Phone Number: 989-895-4228 Please contact an attorney for any legal questions you may have. The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds Monroe, MI 48161 Ionia, MI 48846 Gladwin, MI 48624 Mio, MI 48647 Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. 200 E Grand River Kalkaska, MI 49646 Box 538 Box 438 Fax Number: 269-445-4453 Tawas City, MI 48764 That applies only to married couples. wikiHow is where trusted research and expert knowledge come together. In short, no one can be passively removed from a title. 2 South 6th Street, Suite 11 Michigan Works - Saint Clair. If you own the property as joint tenants with rights of survivorship and one of the owners dies, the entire property will pass to the other owner. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Box 110 P.O. This article has been viewed 206,090 times. Thank you. Midland, MI 48640 A transfer on death (TOD) deed. % of people told us that this article helped them. Ludington, MI 49431 Grayling, MI 49738 https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds 605 N. Birch St. Suite 212 You should contact your attorney to obtain advice with respect to any particular issue or problem. 101 Court Street Phone Number: 517-437-2231 301 W. Upton Box 367 https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds Phone Number: 231-873-4158 The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. 301 N. Main St. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds Fax Number: 231-256-8149 https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds Phone Number: 810-257-3060 If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Grand Rapids, MI 49503 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds 151 E. Huron Street Planning & Economic Development. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. The deed should include the grantor's marital status. Email: registerofdeeds@isabellacounty.org About the Author. Fax Number: 231-348-1773 For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Escanaba, MI 49829 These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. Court House Next, obtain a quitclaim form from the county recorders office where the property is located. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. How do we add my name to note? Phone Number: 906-337-2229 Did you know you can get premium answers for this article? P.O. Phone Number: 989-348-2841 Ann Arbor, MI 48107-8645 Phone Number: Lapeer, MI 48446 Paw Paw, Michigan 49079 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. Fax Number: 734-222-6528 103 Fax Number: 989-832-6842 Bad Axe, MI 48413 Mt. Email: ROD@ioscocounty.org Public Works . Consumers Credit Union. 437 E. Division "Joint Tenancy and Medicaid Eligibility." However, this action can have a financially devastating outcome if you don't prepare in advance. http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. Jennifer Mueller is an in-house legal expert at wikiHow. If the current owner received title insurance on the property when they came into possession, they may want to contact the company that wrote the policy to make sure that a deed will not affect the policy. Take the deed to your county recorder's office to have it notarized and recorded. Fax: 877-443-9505 Estate Planning in Michigan Using a Ladybird Deed. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Box 609 You'll need to transfer an interest by writing up another deed with the person's name on it. "Adding someone to a deed" means transferring ownership to that person. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. Email: mmerchant@gratiotmi.com Approved. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Phone Number: 231-779-9455 Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. A trustee of a trust is the person or agent who is appointed to administer the trust. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. Fax Number:517-264-4543 [1] Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. It's revocable. Menominee, MI 49858 If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. We use cookies to make wikiHow great. County Courthouse Building Adam Luehrs is a writer during the day and a voracious reader at night. Email: rod@shiawassee.net Warranty deeds come with some type of . Pontiac, MI 48341-0480 https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. Fax Number: 734-240-7395 She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. When we bought a home, I was still not divorced. 60 W. Sanilac Part 1 Understanding How It Works Download Article 1 Contact your lender. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. Adding your spouses name to the deed will expose your property to any judgments against him. Phone Number: 269-657-8242 Phone Number: 517-546-0270 You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. It can also affect inheritance rights of heirs and devisees. Fill out the form and sign it before a notary to make the transfer legal. Fax Number: 989-826-1156 Phone Number: 231-592-0148 Fill in the recording information. In some cases, you may be able to order the deed online. Phone Number: 906-524-6100, ext. wikiHow marks an article as reader-approved once it receives enough positive feedback. She received her JD from Indiana University Maurer School of Law in 2006. Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. P.O. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Quitclaim deeds in Michigan can give the grantee different types of rights. Fax Number: 231-627-8453 Box 168 Fax Number: 989-354-9646 http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Muskegon, MI 49442 Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds Using a quit claim deed is often the simplest method of bringing on another owner.